The Scheme doesn’t just provide you with a pension for the rest of your life. After your death, the Scheme rules allow for the payment of a pension or a lump sum or both.
If a member has died and you need to report a death, this page will tell you what you need to do.
Tell us who you would want a lump sum to go to
If you die before you start taking your Scheme pension, or within 5 years of taking it, we may be able to pay out a lump sum. Who can get the lump sum, and how much they get, will depend on your circumstances.
There is no lump sum payable if you have been receiving your Scheme pension for more than 5 years.
You can tell us who you’d like the lump sum to go to by filling in an Expression of Wish form. If you’ve already filled one in, it’s important to keep it up to date so that it reflects your wishes. We have to pay out any money in line with the rules of the Scheme, which means we do not have to do what it says on your form. But we will take your wishes into account where we can.
Download an Expression of Wish Form
-
Expression of wish form (pdf) (30 KB)Download : Expression of wish form (pdf)
What happens to your pension when you die
Death benefits work differently for different members, but below is a broad guide to what your family could get.